Are you in a flood zone? You're not? ARE YOU SURE?
The Federal Emergency Management Agency updated its flood-risk maps in recent years. As a result, several hundred parcels on Oahu were shifted into high-risk flood zones.
The new flood maps take effect Wednesday and affect people with federally backed mortgages. Property owners who act before Wednesday can be grandfathered in at current rates as low as $350 per year for one year, and could be eligible for discounted rates flood insurance rates after that. Or if after the deadline, someone could pay $5,700 a year for flood insurance.
Those parcels are primarily along Oahu's west and south shores, from Kaena Point to Portlock, as well as Mekia Street in Waimanalo and a small portion of Laie.
Here's something that may help: map locating assistant that will tell you if you are in a zone you should be worried about.